Privacy policy
Introduction
This privacy policy informs you about the nature, scope and purpose of processing personal data on pramienrechner2026.ch under the Swiss Federal Act on Data Protection (FADP).
Data controller
RK Finance GmbH · Kirchenweg 4 · 6146 Grossdietwil · Switzerland
Email: beratung@optisura.ch · Phone: +41 76 447 52 69
What data we process
When you use the premium calculator, we process the postal code you entered, your birth year, and your choice of deductible, insurance model and accident coverage and, if you wish, your current insurer, in order to calculate premiums and your savings potential. This data is not stored in our request database or linked to you unless you submit the consultation request form. So that you don't have to re-enter it on your next visit, your browser remembers your last inputs (local storage on your device); you can delete them at any time in your browser settings.
If you request a free consultation, we additionally store your name, email address, phone number, your optional preferences for contact channel and supplementary insurance, and the calculator inputs you previously entered in order to process your request. As proof of your consent we store its wording and time, and the page or ad through which you reached us (e.g. campaign parameters and the Google click ID). To prevent abuse we also store your IP address.
Purpose of processing
Data from the consultation form is used for contact and advice by the advisors of RK Finance GmbH and for internal quality assurance.
Disclosure to third parties
Your consultation request is handled exclusively by advisors of RK Finance GmbH. If you decide to switch, we pass the necessary details, with your consent, to the health insurer you have chosen. No further disclosure to third parties takes place unless legally required.
Hosting
The website, the database and the mailbox for consultation requests are run by a professional hosting provider that processes the data solely on our behalf. Transmission is encrypted (HTTPS).
Google Ads and cookies
We run ads through Google Ads (Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland). To measure their effectiveness, Google sets cookies when you visit our website and records whether a premium comparison was run or a consultation request was sent after an ad click (conversion tracking). Data may also be transferred to the USA.
When you send a consultation request, we pass your email address and phone number to Google in encrypted (hashed) form so the request can be attributed to the ad (enhanced conversions). Google does not receive this data in plain text.
You can object by blocking or deleting cookies in your browser or by turning off personalised ads at adssettings.google.com. More information is in Google's privacy policy at policies.google.com/privacy.
Retention period
Consultation requests are stored for as long as necessary to process your request, then deleted or anonymized.
Your rights
You have the right to access, correct, delete and restrict the processing of your personal data. Contact us at beratung@optisura.ch.