What happens to your data

In short

• Calculating needs no sign-up. What you enter in the calculator is not linked to your name.
• Contact details only if you ask for a consultation – and only for that consultation.
• Only the advisors of RK Finance GmbH see your request.
• All details are transferred encrypted (HTTPS).
• You can have your data deleted at any time.

If you only calculate

For the calculation we need your postal code, birth year, deductible, model and accident cover – and, if you like, your current insurer. These details are used only for the calculation. They are not stored in our request database and are not linked to you.

So you don't have to enter everything again next time, your own browser remembers your last inputs. They stay on your device only; you delete them in your browser settings.

If you ask for a consultation

We then store your name, your phone number, optionally your email address and your preferences for contact channel and supplementary insurance – together with your calculator inputs, so the advisor does not have to ask you everything again.

As proof, we also store the exact wording of your consent with date and time, the page or ad through which you reached us and, to prevent abuse, your IP address.

Who sees your data

Your request is handled exclusively by advisors of RK Finance GmbH. We do not sell addresses and do not pass your request on to other intermediaries.

If you decide to switch after the consultation, we pass the necessary details – with your consent – to the health insurer you have chosen.

How long we keep data

We keep requests for as long as your consultation requires. After that they are deleted or anonymised.

Your rights

You can ask at any time which data we hold about you and have it corrected or deleted. You can withdraw your consent to be contacted at any time – a short email to beratung@optisura.ch or a call to +41 76 447 52 69 is enough.